Utah's Credit Unions

eTrain: Home Mortgage Disclosure Act Reporting

Home Mortgage Disclosure Act (HMDA) data is a key element in monitoring Fair Lending compliance, so your credit union's report must be both accurate and timely. Do you fully understand your HMDA reporting duties? Get all your HMDA questions answered by compliance expert Mary-Lou Heighes as she discusses the purpose of the HMDA report, as well as the regulatory and reporting information you need.

You’ll learn the answers to these questions:

• Must you include all home mortgage loan applications in the report?
• What data must be included in the report?
• Which unsecured loan applications must be reported?
• How do government agencies use HMDA data?
• What resources and software are available to assist in HMDA reporting?

Who Should Attend?

• Mortgage lending underwriters & processors
• Aspiring mortgage lending professionals
• Consumer lending professionals & processors
• Compliance professionals
• Operations professionals

Meet the presenter, Mary-Lou Heighes:
Mary-Lou Heighes, CUCE, is President and founder of Compliance Plus, Inc., which helps credit unions large and small with the development of compliance programs and compliance training and assistance. She provides compliance training all over the country for various state leagues and credit unions, and also speaking at numerous credit union conferences throughout the country. Mary-Lou has been an instructor at regulatory compliance schools, has conducted dozens of webinars for credit union related organizations throughout the country, and has written articles for Credit Union Magazine. She spent many years working on the very laws and regulations she trains on today.

Mary-Lou has been involved in the credit union movement since 1989. She spent five years working in credit unions and seven years providing compliance assistance through the Information Hotline and writing and editing TIPs bulletins advising credit unions to changes to regulations affecting credit union business.

Don't miss a minute of the exciting eTrain webinar series! For more information about upcoming programs, please email your questions to eTrain@ccul.org or call 800.472.1702 and select option 2.